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The new Microsoft Office is here. As with the previous versions, you can get Word, Excel, PowerPoint and far more as a locally mounted suite of applications or as Office 365, a cloud-based membership. However, choosing between where to buy microsoft office desktop application and the new Office 365 can be a dramatically diverse decision than while in the previous.

This time, there is virtually no decision to make. Comparing Office 2013 to Office 365 is an exercise in semantics; Microsoft has significantly stacked the deck to favor one particular over the other.

There can be a clear distinction between the two options. Office 2013 describes only the desktop applications. By contrast, Office 365 can be a Web-based platform that pairs the Office applications with cloud storage. While in the past, though, the Office 365 versions on the application had limited features and capabilities compared to the full desktop versions, and in case you didn't have an Internet connection you didn't have Office.

With the new variations on the productivity suite, though, Office 2013 vs. Office 365 can be a smoke-and-mirrors debate. Office 2013 is far more expensive than Office 365, and the license is only good for one particular machine. In case you only need the core applications (Word, Excel, PowerPoint, and OneNote) you can get Office 2013 Home & Student for $140. Throw in Outlook, and you get Office 2013 Home & Business for $220. Office 2013 Pro adds Access and Publisher, all for $400.

Office 365 comes in two flavors: Office 365 Home Premium for $100 per year and cheap microsoft windows 8.1 for $150 per year. Both come with the full Office 2013 Pro application for your Laptop, but there are key differences. Up to five people can use Office 365 Home Premium on up to five devices, with each user receiving an Office experience customized to their possess Microsoft ID.

Office 365 Small Business Premium also comes with five licenses, but billed per user per year. Each consumer can install and use Office on up to five PCs, but the licenses can't be shared with other users. Office 365 Small Business Premium also includes a managed Microsoft Back Office environment like Exchange, SharePoint, and Lync.

Depending on how many computers and devices you want to install Office 2013 on through Office 365, and which version of Office 2013 you're comparing to, it will take somewhere between one particular and a half to 20 years ($400 multiplied by five to install Office 2013 Pro on five machines comes to $2000?aor 20 years of Office 365) for Office 2013 to become the far more affordable choice.

The only scenario that truly makes sense for Office 2013 is in case you only need the application in Office 2013 Home & Student, and only on a single Laptop. In that case, you can spend the $140 and be done. Once you throw in a second Laptop, though, or in case you need the additional tools like Outlook, Access, or Publisher, the math is heavily skewed in favor on the Office 365 subscription.

The beauty of Office 365 is that you get a lot more than just cheap microsoft windows xp for your money?ait also comes with positive aspects that Office 2013 lacks. It comes with an additional 20GB of SkyDrive storage and 60 minutes per month of international Skype calls. Office 365 also has a new feature called Office On Demand that enables you to stream virtualized versions on the full desktop application to any Windows 7 or Windows 8 Laptop.

But, even for other platforms or mobile devices there are Web-based variations on the Office applications, and as long as you store your files in SkyDrive you can access them seamlessly from virtually any Web-connected system. The world doesn't conclude if your laptop is stolen or destroyed, and you can still edit a crucial client presentation even in case you don't have your Laptop with you.

Even in case you only need the applications in Office 2013 Home & Student, it would cost $700 to put that application on five machines, and it would take seven years to break even on the cost on the Office 365 subscription. By that time, there will be a new version of Office (or two, maybe three). In case you buy Office 2013 Home & Student, you'll still have it while in the year 2020. But, in case you subscribe to Office 365 you will always have one of the most current version of Office available.

Microsoft has set things up so that the decision is already made. You are free to purchase cheap quickbooks 2014, but Office 365 has very clear advantages, and it makes far more sense financially in almost every single scenario.